Dubai · Financial free zone
DIFC: what it is good for, and what it is not
Dubai's financial free zone, with its own common-law courts and regulator, for financial firms and the professional and holding companies around them.
At a glance
DIFC in summary
| Factor | Position |
|---|---|
| Licensing authority | DIFC Authority; financial services regulated by the Dubai Financial Services Authority (DFSA) |
| Ownership | 100% foreign ownership |
| Market access | Financial free zone with its own civil and commercial law and courts; non-financial firms (consultancies, holding companies, family offices, tech) are licensed alongside regulated firms |
| Premises | Offices within the DIFC district; smaller flexible options exist for non-regulated firms |
| Audit | Audited accounts are required for most DIFC entities; confirm the current filing rules with the authority |
| Best for | Banks, asset managers, fintech, law and advisory firms, and holding structures that want a common-law framework |
Published fees
Activities: Licence fees are flat by entity category (Non-Retail vs Retail, plus Innovation/Fintech tiers), not per activity. Note: DIFC publishes ROC fees in USD (Table of Fees Rev.16, updated 30 July 2026); AED amounts converted at the fixed peg 3.6725 - show USD originals; GSO visa fees are AED (handbook Rev.19, 26 Dec 2024); most items carry an extra AED 20 KID; office prices not published.
Visas: GSO charges per visa in AED with Normal/Express tiers; each sponsored visa carries an AED 2,500 refundable deposit.
Authority fees, as published
| Item | AED | Charged | Source |
|---|---|---|---|
| Commercial/Operating License – Private/Public Company (Non-Retail)published as USD 12,000/yr (+AED 20 KID); Retail USD 5,100 | 44,070renewal 44,070 | OnceCommercial licence | Authority pagechecked 2026-10-17 |
| Data protection notification (processes personal data, Non-Financial)published as USD 750 (Financial 1,250, Retail 250) +AED 20 KID | 2,754 | Once | Authority pagechecked 2026-10-17 |
| License – Fintech or Innovation Firmpublished as USD 1,500; discounted yrs 1-2; normal USD 12,000 later | 5,509renewal 5,509 | OnceCommercial licence | Authority pagechecked 2026-10-17 |
| Registration – Fintech or Innovation Firmpublished as USD 100; peg 3.6725 | 367 | Once | Authority pagechecked 2026-10-17 |
| Registration/Incorporation – Private/Public Company (Non-Retail)published as USD 8,000; AED at fixed peg 3.6725; Retail USD 3,400 | 29,380 | Once | Authority pagechecked 2026-10-17 |
Government fees for residence visas
| Item | AED | Charged | Source |
|---|---|---|---|
| Additional fee if sponsored person is inside the countryAdded to entry permit when applying inside UAE; Dubai GDRFA | 500 | Per visa | Authority pagechecked 2026-10-17 |
| DHA Express Medical Fitness Service (6 working hours)Domestic workers AED750; no 48-hour tier published; medical fitness | 700 | Per visa | Authority pagechecked 2026-10-17 |
| DHA Medical Fitness at Smart Salem Center (30 minutes)Pregnancy test for domestic workers +AED50; medical fitness | 700 | Per visa | Authority pagechecked 2026-10-17 |
| DHA Regular Medical Fitness Service (24 working hours)Dubai; excludes typing fees; domestic workers AED300; medical fitness | 250 | Per visa | Authority pagechecked 2026-10-17 |
| DHA VIP Medical Fitness Service (2 working hours)Tawajod service also AED1020 (Al Muhaisnah only); medical fitness | 1,020 | Per visa | Authority pagechecked 2026-10-17 |
| Emirates ID renewal for residents, per year of residencePlus AED100 Smart Application Fees; service 377-004-001-009; ICP Emirates ID | 100 | Per visa | Authority pagechecked 2026-10-17 |
| Emirates ID Smart Service Fees (new issuance, residents)Fixed per application; ICP Emirates ID | 100 | Per visa | Authority pagechecked 2026-10-17 |
| Emirates ID urgent service fee (ICP centres only)Optional fast-track, in-person only; ICP Emirates ID | 150 | Per visa | Authority pagechecked 2026-10-17 |
| Entry permit linked with job contract (work visa fee)Plus 5% VAT; outside-country applicant pays this only; Dubai GDRFA | 200 | Per visa | Authority pagechecked 2026-10-17 |
| GDRFA golden residence permit issuance, investors (10-yr)Plus AED10+AED10 dirhams, AED500 inside country, AED20 delivery; Golden Visa route | 1,100 | Per visa | Authority pagechecked 2026-10-17 |
| Green residence permit issuance, partner/investor (5-year)Plus AED10+AED10 dirhams, AED500 inside country, AED20 delivery; +AED100/yr over 2 yrs; Dubai GDRFA | 200 | Per visa | Authority pagechecked 2026-10-17 |
| Green residence permit renewal, partner/investorPlus AED10+AED10 dirhams, AED500 inside country, AED20 delivery; Dubai GDRFA | 200 | Per visa | Authority pagechecked 2026-10-17 |
| Green visa issuance, investor/partner (entry visa)Plus 5% VAT; inside-country extras AED500+10+10; 60-day entry visa; Dubai GDRFA | 200 | Per visa | Authority pagechecked 2026-10-17 |
| ICP entry visa for employment to obtain Green ResidencePlus AED100 application fee and AED100 smart service fee; ICP federal system (emirates other than Dubai) | 100 | Per visa | Authority pagechecked 2026-10-17 |
| ICP golden residence issuance (10-yr), per yearPlus AED100 application fee and AED100 smart service fee; Golden Visa route | 100 | Per visa | Authority pagechecked 2026-10-17 |
| ICP residence permit application feeService 377-006-003-000; federal/ICP system (emirates other than Dubai); ICP federal system (emirates other than Dubai) | 100 | Per visa | Authority pagechecked 2026-10-17 |
| ICP residence permit issuance fee, per yearAED100 per year of validity (2-yr visa = AED200); ICP federal system (emirates other than Dubai) | 100 | Per visa | Authority pagechecked 2026-10-17 |
| ICP residence permit renewal fee, per yearPlus AED100 application fee and AED100 smart service fee; service 377-006-003-003; ICP federal system (emirates other than Dubai) | 100 | Per visa | Authority pagechecked 2026-10-17 |
| ICP smart service feeListed as 'Smart Service Fees' on residence issuance; ICP federal system (emirates other than Dubai) | 100 | Per visa | Authority pagechecked 2026-10-17 |
| ICP status adjustment (change of status)Listed as 'Status Adjustment - 500 AED'; ICP federal system (emirates other than Dubai) | 500 | Per visa | Authority pagechecked 2026-10-17 |
| Innovation DirhamCharged per GDRFA transaction; Dubai GDRFA | 10 | Per visa | Authority pagechecked 2026-10-17 |
| Knowledge DirhamCharged per GDRFA transaction; Dubai GDRFA | 10 | Per visa | Authority pagechecked 2026-10-17 |
| MOHAP medical fitness with vaccination (Category B)AED250 + AED50 Hepatitis B vaccination + AED10 printing; medical fitness | 310 | Per visa | Authority pagechecked 2026-10-17 |
| MOHAP medical fitness, female cat. with pregnancy test (C)AED250 + AED50 vaccination + AED50 pregnancy test + AED10 printing; medical fitness | 360 | Per visa | Authority pagechecked 2026-10-17 |
| MOHAP medical fitness, workers/employees (Category A)AED250 service + AED10 printing; emirates other than Dubai/Abu Dhabi; medical fitness | 260 | Per visa | Authority pagechecked 2026-10-17 |
| New Emirates ID for residents, per year of residence1yr=100, 2yr=200, 3yr=300; 5/10-yr cards follow same per-year rate; ICP Emirates ID | 100 | Per visa | Authority pagechecked 2026-10-17 |
| New Employment Visa Package – applicant inside country, NormalAED; +2,500 PSA deposit; Express 8,410 | 5,470 | Per visa | Authority pagechecked 2026-10-17 |
| New Employment Visa Package – applicant outside country, NormalAED; +2,500 PSA deposit per visa; Express 5,770; renewal Normal 3,370 | 3,970renewal 3,370 | Per visa | Authority pagechecked 2026-10-17 |
| New Establishment Card – NormalAED, GSO handbook; plus AED 2,500 refundable PSA deposit; Express 2,430 | 2,290 | Once | Authority pagechecked 2026-10-17 |
| Residence permit issuance, private sector employee (2-year)Plus AED10+AED10 dirhams, AED500 if inside country, AED20 delivery; +AED100/yr beyond 2 yrs; Dubai GDRFA | 200 | Per visa | Authority pagechecked 2026-10-17 |
| Status amendment (change of status) registering feePlus AED10 Knowledge + AED10 Innovation Dirham; individual fee AED15 / establishment AED50; Dubai GDRFA | 500 | Per visa | Authority pagechecked 2026-10-17 |
| Visa Cancellation (applicant inside UAE) – NormalExpress 970; +AED 141/dependent if holding family | 690 | Per visa | Authority pagechecked 2026-10-17 |
Every figure above comes from the authority’s own fee page or schedule, with the link beside it and was last checked on 17 October 2026. Fees change, some exclude VAT, and the list is not everything a setup costs: our professional fee, office rent, document attestation and bank requirements are quoted separately. Lines older than 90 days drop off until re-checked.
What happens after formation
Corporate tax registration, bookkeeping, VAT if you cross the threshold, and — in many zones — audited financial statements at renewal. We set the dates out before you launch rather than after.
Package contents, visa quotas, activity lists and audit requirements are set by each authority and change. Every figure is confirmed against the authority’s current terms at the time we advise you.
Next step
Thinking about DIFC?
A short call, a written comparison, and fixed fees before anything starts.
Monday to Friday, 9:00–18:00 GST. Messages outside those hours are answered the next working morning. WhatsApp +971 55 786 7621.