The Dubai Financial Services Authority (DFSA) has published a Notice of Amendments to Legislation, confirming changes across four modules of the DIFC Rulebook. The amendments affect all DIFC-licensed firms regulated by the DFSA, including banks, investment firms, insurance intermediaries and providers of Islamic financial products. The Prudential (PIB) module changes took effect on 2 October 2026, while the Conduct of Business (COB), Islamic Finance Rules (IFR) and Glossary (GLO) module changes take effect on 1 January 2027.
What has changed
- PIB (Prudential) Module amended under RMI 443/2026, effective 2 October 2026
- COB (Conduct of Business) Module amended under RMI 444/2026, effective 1 January 2027
- IFR (Islamic Finance Rules) Module amended under RMI 445/2026, effective 1 January 2027
- GLO (Glossary) Module amended under RMI 446/2026, effective 1 January 2027
- Amendments follow DFSA's published consultation process
Who is affected
The notice applies to all DIFC-licensed firms regulated by the DFSA, including banks, investment firms, insurance intermediaries and providers of Islamic financial products. The amendments are final and binding on affected firms from their respective effective dates.
What businesses should do
DIFC-regulated firms should review the amended PIB module immediately, as it is already in effect from 2 October 2026, and prepare to implement the COB, IFR and GLO changes before 1 January 2027 by consulting the DFSA Rulebook online and updating internal policies, systems and staff training accordingly.
How Aizaa can help
Aizaa Management Consultancy helps DIFC-licensed and other UAE free zone entities interpret regulatory updates like this and align their internal policies and licensing documentation with new requirements. Our team can review how these DFSA amendments apply to a specific DIFC licence and support timely compliance ahead of the 1 January 2027 deadline. Call +971 55 786 7621 or visit aizaa.ae.
Source: Dubai Financial Services Authority (DFSA) — Notice of Amendments to Legislation: October 2026
This update is for general awareness only and does not constitute legal or tax advice. Contact Aizaa Management Consultancy to discuss how these changes apply to your specific situation.