An activity description that does not match reality
Compliance teams read the licence and the narrative side by side.
Corporate bank account opening in the UAE
The step that decides when you can actually start trading. We prepare the application a bank can say yes to, introduce it, and stay with it until there is an answer.
- Application preparation
- Bank introduction
- Realistic timelines
Dubai-based since 2015Office in Barsha Heights, Dubai
Formation to filingOne firm across the whole company lifecycle
Fees stated upfrontYou see the number before work starts
A named contactYou know who is handling your file
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What’s included
- Review of licence, activity codes and shareholder profile from a banking perspective
- Preparation of the business model narrative and source-of-funds evidence
- Compilation of the complete application pack
- Introduction to banks whose appetite fits your profile
- Coordination of KYC, interviews and additional requests
- Follow-through to a decision, and a debrief if it is a decline
Who this is for
- Newly licensed UAE companies
- Companies whose first application was declined
- Foreign-owned structures with overseas shareholders
- Companies changing banks
Who it is not for
We would rather say so now than three weeks in.
- Anyone wanting a guaranteed outcome
- Applications where the business model cannot be described accurately and evidenced
Process
How it works
Each step says what we do and what we need from you, so nothing stalls on an unasked question.
Profile review
Licence, activity, shareholders, expected flows and counterparties.
Pack preparation
Business description, source of funds, supporting contracts and identification.
Bank selection
Matched to profile and activity rather than to whoever answers first.
Introduction and submission
File submitted with the narrative the compliance team needs.
KYC and interview
We prepare you for the questions and attend where useful.
Decision and follow-up
Account opened, or a clear explanation and a revised approach.
Ready to start? We can open the file this week.
What goes wrong
Common mistakes
These are the ones we are asked to unpick most often.
Unevidenced source of funds
The most common single reason a file stalls. It is solvable with preparation.
Applying to the wrong bank for the profile
Appetite varies by activity, nationality mix and expected flows.
Going quiet when the bank asks a question
Files close through inactivity more often than through refusal.
Why Aizaa
Four reasons you can check
We say no when a file is not ready
Submitting early wastes weeks and can prejudice a re-application.
Fixed fee, no success contingency
Because the outcome is the bank's decision, not ours.
We debrief declines honestly
You are told the reason and what would change it.
The licence was built with this in mind
When we also did your formation, activity codes were chosen with the bank in view.
Who handles this
Your named specialist
Assigned when your file opens
Every Aizaa engagement has one named person responsible for it. You get their direct line — not a shared inbox and not a ticket number. If they are away, you are told who is covering and when they are back.
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Answers
Frequently asked questions
No, and neither can anyone else. The decision belongs to the bank's compliance function. What we can do is make the application complete, coherent and evidenced, and put it in front of a bank whose appetite matches your profile.
Several weeks from a complete submission is a realistic expectation, longer for non-resident shareholders or cautious activities.
Most banks require at least one in-person meeting with a signatory. We tell you in advance which bank requires what, so the trip is planned rather than improvised.
We find out the reason where the bank will share it, tell you plainly what it was, and advise whether a different bank, a revised narrative or a change to the licence is the right next step.
Yes. Some zones and activities attract more scrutiny than others, which is one of the factors we weigh when shortlisting a zone in the first place.
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Page last reviewed 22 September 2026. Regulatory content on this page is reviewed at least quarterly and whenever the issuing authority publishes a change. Read our content disclaimer.